Habitational

Apartment Complexes

There are many coverages for the apartment owner to consider. The main coverages to consider would be the Buildings, Loss of Rents, and General Liability. Other coverages to consider are Building Ordinance or Law, Equipment Breakdown, Employee Dishonesty, Workers' Compensation and numerous miscellaneous coverages.

Condo Associations

Because of their unique legal structure, Condominium Associations require special insurance forms to cover both Property and Liability risks of loss. The key to arranging both types of insurance properly is to carefully study the association by-laws and other organizational documents.